In a groundbreaking move to transform X into a comprehensive “everything app,” CEO Linda Yaccarino has announced a strategic partnership with Visa to launch the X Money Account. This collaboration marks a significant step forward in Elon Musk’s vision of integrating financial services into the X platform, revolutionizing how users manage their finances online.

Yaccarino shared the news on her official X account on Jan. 28, stating:
“Another milestone for the Everything App: Visa is our first partner for the X Money Account, which will debut later this year.”

The X Money Account will offer a range of innovative features, including:

• Secure and instant funding to the X Wallet via Visa Direct.
• The ability to connect debit cards for peer-to-peer (P2P) payments.
• An option to instantly transfer funds to bank accounts.

Visa also expressed enthusiasm about the partnership, posting on X:
“We’re excited to partner with X Money on the launch of X Money Account. Visa Direct will make it possible for U.S. X Money Account users to fund and transfer money in real-time with their debit card.”

CWEB Analyst, commenting on the development, noted that this partnership positions X as a formidable player in the fintech space. “The integration of Visa’s payment infrastructure with X’s platform is a game-changer. It not only enhances user convenience but also accelerates X’s transformation into a multifunctional ecosystem,” the analyst said.

X Payments LLC, the entity behind the initiative, is registered with the Financial Crimes Enforcement Network (FinCEN) as a Money Service Business and operates under state-issued money transmitter licenses across multiple U.S. jurisdictions. Currently, the company holds 49 licenses, including one in Washington, D.C., ensuring compliance with U.S. financial regulations and bolstering user trust.

The X Money initiative aligns with Elon Musk’s broader vision of creating a platform akin to China’s WeChat, which seamlessly combines social networking, entertainment, and payment services. By integrating financial transactions into its ecosystem, X aims to provide users with a unified experience that caters to both their social and financial needs.

Yaccarino emphasized that this is just the beginning, stating:
“First of many big announcements about X Money this year.”

As X continues to expand its offerings in 2025, users can expect more features and partnerships that will further integrate financial services into the app. The introduction of the X Money Account underscores X’s growing presence in the fintech sector and highlights its mission to create a one-stop solution for users’ digital lives.

CWEB Analyst added, “This partnership with Visa is a strategic move that could redefine how users interact with financial services on social platforms. It’s a clear indication that X is serious about becoming a leader in the fintech space.”

The X Money Account, which will debut later this year, is a collaboration between X and Visa that is poised to set a new standard for digital financial services and bring Elon Musk’s “everything app” vision closer to reality.

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